Home >  
About John Hancock Insurance >  
Financial Strength
The John Hancock Story
John Hancock News
Financial Strength
Financial Strength
 

 

 
 

Selecting any financial partner requires a great deal of evaluation. This is especially true when you purchase a product with a long-term obligation such as life insurance. You want to feel confident that the company you choose can provide the security, experience and professionalism required to meet your needs.

 

John Hancock's credentials include our demonstrated financial strength. John Hancock is among the highest-rated companies for financial strength and stability, as judged by the major rating agencies.
 
 
 
Financial Ratings:
 
A.M. Best: A+ (2nd highest of 15 ratings)
Superior ability to meet ongoing obligations.
Fitch Ratings AA-  (4th highest of 21 ratings)
Very strong capacity to meet policyholder and contract obligations.
Standard & Poor's:

AA-  (4th highest of 21 ratings)
Very strong financial security characteristics.
Moody´s:

A1(5th highest of 21 ratings)
Good financial security.

 

Financial strength ratings, which are current as of March 1, 2012 and are subject to change, apply to John Hancock Life Insurance Company (U.S.A.) and John Hancock Life Insurance Company of New York as a measure of each company’s financial ability to pay claims and to honor any guarantees provided by the contract and any applicable optional riders. The ratings are not an assessment or recommendation of specific products, policy provisions, premium rates, performance of the products, the value of any investment in these products upon withdrawal, individual securities held in any portfolio, or to the practices of the insurance company. Financial strength ratings do not apply to the safety and performance of separate accounts.

 

 

 
 
EmailHelp
Careers Privacy Policy Legal