How It Works

The beneficiary is in control of the account. Withdrawals can be up to the entire balance at anytime, simply by writing a check. The account earns a competitive variable rate of interest compounded daily and credited to the account monthly. Beneficiaries will receive a monthly statement showing all checks written and interest credited to the account.

The beneficiary also has the ability to access online all of their account transactions, order new checks, put a stop on checks, view previous monthly statements, and useful forms at www.johnhancock.com/saa

Advantages of a Safe Access Account 

• TIME: Many people find it difficult to make important financial decisions immediately after the loss of a loved one. A Safe Access Account allows you to take the time you need to make a sound financial plan.
• FLEXIBILITY: A Safe Access Account offers the flexibility to access your money when it suits you best and in the amounts that meet your financial needs.
• SAFETY: With a Safe Access Account, you have the peace of mind of knowing your account is backed by John Hancock and earning a competitive interest rate.