Protection SUL-G
Better Protection. Better Pricing. Guaranteed.

Performance SUL
Low-cost coverage.  High cash values.  True versatility.

Protection SUL-G
Better Protection. Better Pricing. Guaranteed.

John Hancock's Protection SUL-G¹ is a competitively designed and priced survivorship universal life policy that provides solid death benefit guarantees² at an affordable premium. It offers adjustable guarantee periods, flexible solves, and guaranteed lifetime coverage through our innovative Policy Protection Riders and Policy Protection Rider Enhanced³, ensuring clients will pay only for the protection they need.

Protection SUL-G also offers a wide variety of features and riders that are ideal for addressing your clients' business planning and wealth transfer needs, such as the equalization of inheritances and providing liquidity to fund the transfer of a closely-held business.

Check out Protection SUL-G’s:

*  Adjustable guarantee periods
*  Competitive rates for the key 50 - 80 age market
*  Super Preferred risk class
*  Late Payment of Premium feature
*  Return of Premium Rider

^1. Insurance policies and/or associated riders and features may not be available in all states. Some riders may have additional fees and expenses associated with them.

^2. The policy offers a guaranteed death benefit provided minimum premium requirements are met. Guarantees are based on the claims paying ability of the issuer.

^3. Prior to the Protection Commencement date on the Policy Protection Rider Enhanced, the insurance coverage will continue subject to the Grace Period and Termination provisions of the policy.

MLINY0129088791

Performance SUL
Low-cost coverage.  High cash values.  True versatility.

John Hancock's Performance Survivorship Universal Life (SUL) policy combines low-cost death benefit protection with the potential for cash value accumulation making it an ideal solution for clients who want to ensure that their assets are protected and passed on to their heirs.
 
Check out  Performance SUL’s:
 
*  Competitive lifetime level-pay for issue ages 50-80 (Super Preferred and Preferred          Risk classes)
*  Industry leading 10-pay to endow premium solves with the potential for cash value to      equal premiums paid in year 10 for issue ages 40-70 (non-smoker risk classes)
*  Flexibility to lower annual outlay with premiums assumed beyond Age 100, utilizing      the 2001 CSO Mortality Table.
 

Insurance policies and/or associated riders and features may not be available in all states. Some riders may have additional fees and expenses associated with them.

For agent use only.  Not for use with the public.