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How It Works
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The policyowner may be eligible to waive paying the premium or monthly deduction provided:
1. The policy is inforce
2. The policy contract includes an active Waiver of Premium/Waiver of Monthly Deduction
Benefit and
3. The policyowner has been disabled for a duration of at least 6 consecutive months
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Submitting a Claim
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1. Call 1-800-387-2747 to report the disability. (NOTE: Manulife must be notified within 12
months of the ongoing disability and during the lifetime of the insured.)
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2. Print the Waiver Claim Form and send or personally deliver it to the claimant. |
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3. The claimant will be required to:
a) Complete the form
b) Sign an authorization to obtain additional medical information
c) Obtain a physician´s statement completed by a treating physician
d) Obtain a statement from his/her employer, under some circumstances |
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4. Once we receive all required documentation, the claimant will be informed of a decision
within 4 working days. |
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