Variable life insurance has annual fees and expenses associated with it. In addition, variable life insurance has both life insurance related charges and investment management fees.

Please contact 1-866-208-2654 to obtain a prospectus or if you are interested in obtaining a selling agreement with Manulife Financial Securities LLC. The prospectus contains complete details on investment objectives, risks, fees, charges and expenses as well as other information about the investment company which should be considered carefully. Please read the prospectus carefully prior to investing. The prospectus contains this and other information on the product and the underlying portfolios. Product and/or product features may not be available in all states.

Venture variable life insurance products are issued by The Manufacturers Life Insurance Company (U.S.A.) (Manulife USA) and distributed by Manulife Financial Securities LLC through other broker/dealers appointed by Manulife Financial Securities. Manulife USA and Manulife Financial Securities are members of the Manulife Financial group of companies, wholly owned subsidiaries of Manulife Financial Corporation.