<?xml version="1.0"?>
<rss version="2.0">
<channel>

<title>JHAM Radio</title>
<description>JHAM Radio Broadcast</description>
<link>http://jh1.jhlifeinsurance.com</link>
<language>ENG</language> 
<lastBuildDate>2009-11-19 14:15:01</lastBuildDate> 
<copyright>John Hancock Life Insurance Copyright.2007</copyright> 


<item>
<title>JHAM Radio with Steve Oshins November 18, 2009</title>
<description>JHAM Radio with Steve Oshins November 18, 2009</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/18512656SteveOschins091509.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/18512656SteveOschins091509.mp3" length="44459" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/18512656SteveOschins091509</guid>
<pubDate>Wed, 18 Nov 2009 15:45:56 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio with Steve Baker (October 27, 2009)</title>
<description>JHAM Radio with Steve Baker (October 27, 2009)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/18270023JHAM Radio Steve Baker 102709.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/18270023JHAM Radio Steve Baker 102709.mp3" length="36161" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/18270023JHAM Radio Steve Baker 102709</guid>
<pubDate>Thu, 5 Nov 2009 12:47:30 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Bill Sylvester Oct 22</title>
<description>JHAM Radio Bill Sylvester Oct 22</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/18199453JHAM Radio Bill S.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/18199453JHAM Radio Bill S.mp3" length="41737" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/18199453JHAM Radio Bill S</guid>
<pubDate>Thu, 22 Oct 2009 09:12:36 -0400</pubDate> 
</item>

<item>
<title>JHAM Bill Sylvester (2)</title>
<description>JHAM Bill Sylvester (2)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/18198088BillS.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/18198088BillS.mp3" length="41737" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/18198088BillS</guid>
<pubDate>Wed, 21 Oct 2009 17:38:51 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio with Bill Sylvester (Oct 21, 2009)</title>
<description>JHAM Radio with Bill Sylvester (Oct 21, 2009)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/18196601BillS.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/18196601BillS.mp3" length="41737" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/18196601BillS</guid>
<pubDate>Wed, 21 Oct 2009 16:40:12 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio: Split Dollar Part 2 (October 13, 2009)</title>
<description>JHAM Radio: Split Dollar Part 2 (October 13, 2009)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/18109440Split Dollar Part 2 Brody-Mancini 10-09.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/18109440Split Dollar Part 2 Brody-Mancini 10-09.mp3" length="34886" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/18109440Split Dollar Part 2 Brody-Mancini 10-09</guid>
<pubDate>Tue, 13 Oct 2009 13:26:51 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Split Dollar Part 1 (October 6, 2009)</title>
<description>JHAM Radio Split Dollar Part 1 (October 6, 2009)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/18049832SDpart t1Brody-Mancini 2009.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/18049832SDpart t1Brody-Mancini 2009.mp3" length="29721" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/18049832SDpart t1Brody-Mancini 2009</guid>
<pubDate>Tue, 6 Oct 2009 14:25:09 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Pet Trusts (Sept 22, 2009)</title>
<description>JHAM Radio Pet Trusts (Sept 22, 2009)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/17850942JHAM Radio Pet Trusts.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/17850942JHAM Radio Pet Trusts.mp3" length="34707" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/17850942JHAM Radio Pet Trusts</guid>
<pubDate>Tue, 22 Sep 2009 12:37:34 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio with Steve Oshins (Sept. 15, 2009)</title>
<description>JHAM Radio with Steve Oshins (Sept. 15, 2009)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/17757331SteveOschins091509.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/17757331SteveOschins091509.mp3" length="44459" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/17757331SteveOschins091509</guid>
<pubDate>Tue, 15 Sep 2009 12:57:06 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Asset Protection Trusts - Another Perspective with Marc Merric</title>
<description>JHAM Radio Asset Protection Trusts - Another Perspective with Marc Merric</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/17417523JHAM_AssetProtectionTrusts_Merric_49Min.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/17417523JHAM_AssetProtectionTrusts_Merric_49Min.mp3" length="45935" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/17417523JHAM_AssetProtectionTrusts_Merric_49Min</guid>
<pubDate>Mon, 17 Aug 2009 09:42:26 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Marc Cadin July 2009</title>
<description>JHAM Radio Marc Cadin July 2009</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/17012576JHAM Radio Marc Cadin July 2009.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/17012576JHAM Radio Marc Cadin July 2009.mp3" length="22967" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/17012576JHAM Radio Marc Cadin July 2009</guid>
<pubDate>Thu, 16 Jul 2009 11:56:45 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio: Paul Gallagher (June 23, 2009)</title>
<description>JHAM Radio: Paul Gallagher (June 23, 2009)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/16732460JHAM PAUL.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/16732460JHAM PAUL.mp3" length="28406" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/16732460JHAM PAUL</guid>
<pubDate>Tue, 23 Jun 2009 14:02:12 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Marc Cadin June 2009</title>
<description>JHAM Radio Marc Cadin June 2009</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/16640740JHAM Radio Marc Cadin June 2009.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/16640740JHAM Radio Marc Cadin June 2009.mp3" length="39706" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/16640740JHAM Radio Marc Cadin June 2009</guid>
<pubDate>Tue, 16 Jun 2009 14:01:47 -0400</pubDate> 
</item>

<item>
<title>Central Intelligence- COLI Guidance</title>
<description>Central Intelligence- COLI Guidance</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/16542971COLI Guidance.pdf</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/16542971COLI Guidance.pdf" length="90" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/16542971COLI Guidance</guid>
<pubDate>Tue, 9 Jun 2009 14:26:33 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio COLI with Steve Leimberg</title>
<description>JHAM Radio COLI with Steve Leimberg</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/16542952JHAM Radio Steve Leimberg.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/16542952JHAM Radio Steve Leimberg.mp3" length="28943" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/16542952JHAM Radio Steve Leimberg</guid>
<pubDate>Tue, 9 Jun 2009 14:13:54 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio with Vaughn Henry (May 20, 2009)</title>
<description>JHAM Radio with Vaughn Henry (May 20, 2009)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/16224665vaughn.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/16224665vaughn.mp3" length="45658" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/16224665vaughn</guid>
<pubDate>Wed, 20 May 2009 16:02:07 -0400</pubDate> 
</item>

<item>
<title>The Death Bond Conspiracy</title>
<description>The Death Bond Conspiracy</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/16058877The Death Bond Conspiracy.htm</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/16058877The Death Bond Conspiracy.htm" length="28" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/16058877The Death Bond Conspiracy</guid>
<pubDate>Tue, 12 May 2009 16:21:47 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Corky Gillis</title>
<description>JHAM Radio Corky Gillis</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/16058841corky.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/16058841corky.mp3" length="30816" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/16058841corky</guid>
<pubDate>Tue, 12 May 2009 16:10:02 -0400</pubDate> 
</item>

<item>
<title>The Perfect Sunset with Larry Brody and Mary Ann Mancini Part 2 (April 28, 2009)</title>
<description>The Perfect Sunset with Larry Brody and Mary Ann Mancini Part 2 (April 28, 2009)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15779907PerfectSunset2fixed.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15779907PerfectSunset2fixed.mp3" length="31818" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15779907PerfectSunset2fixed</guid>
<pubDate>Tue, 28 Apr 2009 14:34:02 -0400</pubDate> 
</item>

<item>
<title>Unusual Trusts Gain Appeal in Unusual Time</title>
<description>Unusual Trusts Gain Appeal in Unusual Time</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15733468Unusual Trusts Gain Appeal in Unusual Time.htm</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15733468Unusual Trusts Gain Appeal in Unusual Time.htm" length="19" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15733468Unusual Trusts Gain Appeal in Unusual Time</guid>
<pubDate>Fri, 24 Apr 2009 10:21:18 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Perfect Sunset Part 1(April 22, 2009)</title>
<description>JHAM Radio Perfect Sunset Part 1(April 22, 2009)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15698495PerfectSunset1fixed.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15698495PerfectSunset1fixed.mp3" length="36722" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15698495PerfectSunset1fixed</guid>
<pubDate>Wed, 22 Apr 2009 15:45:58 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio on Needs Analysis with Lina Storm (April 15, 2009)</title>
<description>JHAM Radio on Needs Analysis with Lina Storm (April 15, 2009)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15599568JHAM Radio on Needs Analysis with Lina Storm.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15599568JHAM Radio on Needs Analysis with Lina Storm.mp3" length="31293" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15599568JHAM Radio on Needs Analysis with Lina Storm</guid>
<pubDate>Wed, 15 Apr 2009 10:27:50 -0400</pubDate> 
</item>

<item>
<title>Life Insurance Needs Analysis Sample Output</title>
<description>Life Insurance Needs Analysis Sample Output</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15593608Life Insurance Needs Analysis.pdf</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15593608Life Insurance Needs Analysis.pdf" length="74" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15593608Life Insurance Needs Analysis</guid>
<pubDate>Thu, 23 Apr 2009 14:56:17 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio JHSol 10th Anniversary</title>
<description>JHAM Radio JHSol 10th Anniversary</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15494709JHAM Radio JHSol 10th Anniversary .mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15494709JHAM Radio JHSol 10th Anniversary .mp3" length="39060" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15494709JHAM Radio JHSol 10th Anniversary </guid>
<pubDate>Tue, 7 Apr 2009 12:37:01 -0400</pubDate> 
</item>

<item>
<title>JHAM John Snider</title>
<description>JHAM John Snider</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15376431swanson.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15376431swanson.mp3" length="36122" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15376431swanson</guid>
<pubDate>Thu, 12 Nov 2009 11:55:01 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio on 6166</title>
<description>JHAM Radio on 6166</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15277011JHAM Radio 6166.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15277011JHAM Radio 6166.mp3" length="30474" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15277011JHAM Radio 6166</guid>
<pubDate>Wed, 25 Mar 2009 11:16:12 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Pat Annino (March 17, 2009)</title>
<description>JHAM Radio Pat Annino (March 17, 2009)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15151315JHAM Radio Pat Annino.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15151315JHAM Radio Pat Annino.mp3" length="33091" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15151315JHAM Radio Pat Annino</guid>
<pubDate>Tue, 17 Mar 2009 14:31:39 -0400</pubDate> 
</item>

<item>
<title>Life Solutions</title>
<description>Life Solutions Marketing Materials</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15151309The Key to Life.htm</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15151309The Key to Life.htm" length="59" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15151309The Key to Life</guid>
<pubDate>Tue, 17 Mar 2009 14:30:42 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Asset Protection Trusts with Mark Merric</title>
<description>JHAM Radio Asset Protection Trusts with Mark Merric</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15048083JHAM Radio Merric.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15048083JHAM Radio Merric.mp3" length="51317" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/15048083JHAM Radio Merric</guid>
<pubDate>Tue, 10 Mar 2009 13:41:44 -0400</pubDate> 
</item>

<item>
<title>Estate Analyst Article</title>
<description>Estate Analyst Article</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/14943650Estate Analyst Article.pdf</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/14943650Estate Analyst Article.pdf" length="185" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/14943650Estate Analyst Article</guid>
<pubDate>Wed, 4 Mar 2009 15:21:26 -0500</pubDate> 
</item>

<item>
<title>AALU Tax Brochure</title>
<description>AALU Tax Brochure</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/14838772estate tax brochure FINAL.pdf</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/14838772estate tax brochure FINAL.pdf" length="3343" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/14838772estate tax brochure FINAL</guid>
<pubDate>Thu, 26 Feb 2009 12:55:25 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio State of the Economic Stimulus - (February 26, 2009)</title>
<description>JHAM Radio State of the Economic Stimulus - (February 26, 2009)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/14838755JHAM_EconomicStimulusPlan_AALU_February26_2009.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/14838755JHAM_EconomicStimulusPlan_AALU_February26_2009.mp3" length="29510" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/14838755JHAM_EconomicStimulusPlan_AALU_February26_2009</guid>
<pubDate>Thu, 26 Feb 2009 12:04:45 -0500</pubDate> 
</item>

<item>
<title>Estate Planning RIGHT NOW with Protection UL-G 09 Powerpoint</title>
<description>Estate Planning RIGHT NOW with Protection UL-G 09 Powerpoint</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/14702736Opportunities Right Now with Protection UL-G 09.pdf</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/14702736Opportunities Right Now with Protection UL-G 09.pdf" length="667" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/14702736Opportunities Right Now with Protection UL-G 09</guid>
<pubDate>Wed, 18 Mar 2009 08:32:30 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Estate Planning RIGHT NOW with Protection UL-G 09 - (February 18, 2009)</title>
<description>JHAM Radio Estate Planning RIGHT NOW with Protection UL-G 09 - (February 18, 2009)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/14702722JHAM_EstatePlanningRIGHTNOW_ProULG09_February18_2009.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/14702722JHAM_EstatePlanningRIGHTNOW_ProULG09_February18_2009.mp3" length="51459" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/14702722JHAM_EstatePlanningRIGHTNOW_ProULG09_February18_2009</guid>
<pubDate>Wed, 18 Feb 2009 15:40:13 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Right Now is the Perfect Time for Estate Planning - February 10, 2009</title>
<description>JHAM Radio Right Now is the Perfect Time for Estate Planning - February 10, 2009</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/14517059JHAM_EstatePlanning_RIGHTNOW_Leimberg_February5_2008.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/14517059JHAM_EstatePlanning_RIGHTNOW_Leimberg_February5_2008.mp3" length="29067" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/14517059JHAM_EstatePlanning_RIGHTNOW_Leimberg_February5_2008</guid>
<pubDate>Tue, 10 Feb 2009 12:50:44 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Mark Merric</title>
<description>JHAM Radio Mark Merric</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/14426265JHAM Radio Merric.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/14426265JHAM Radio Merric.mp3" length="51317" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/14426265JHAM Radio Merric</guid>
<pubDate>Thu, 29 Jan 2009 09:13:46 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Steve Oshins</title>
<description>JHAM Radio Steve Oshins</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/14248295JHAM Radio SteveOshins.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/14248295JHAM Radio SteveOshins.mp3" length="42914" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/14248295JHAM Radio SteveOshins</guid>
<pubDate>Tue, 13 Jan 2009 16:21:59 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Celebrity Wills (Jan 6, 2009)</title>
<description>JHAM Radio Celebrity Wills (Jan 6, 2009)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/14135713JHAM Radio JeffBaskies.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/14135713JHAM Radio JeffBaskies.mp3" length="31603" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/14135713JHAM Radio JeffBaskies</guid>
<pubDate>Tue, 6 Jan 2009 15:24:30 -0500</pubDate> 
</item>

<item>
<title>Leimberg&apos;s Newsletter on Celebrity Wills</title>
<description>Leimberg&apos;s Newsletter on Celebrity Wills</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/14135658celebritywills.pdf</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/14135658celebritywills.pdf" length="58" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/14135658celebritywills</guid>
<pubDate>Tue, 6 Jan 2009 14:54:51 -0500</pubDate> 
</item>

<item>
<title>Milliman Research Report</title>
<description>Milliman Research Report</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/13723768Milliman Research Report.pdf</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/13723768Milliman Research Report.pdf" length="231" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/13723768Milliman Research Report</guid>
<pubDate>Tue, 2 Dec 2008 16:11:07 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Life Settlements and Mortality Expense Reports - (December 2, 2008)</title>
<description>JHAM Radio Life Settlements and Mortality Expense Reports - (December 2, 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/13723754JHAM_LifeSettlements_DavidCook_December2_2008.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/13723754JHAM_LifeSettlements_DavidCook_December2_2008.mp3" length="34729" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/13723754JHAM_LifeSettlements_DavidCook_December2_2008</guid>
<pubDate>Tue, 2 Dec 2008 16:08:45 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Post-Election Analysis with Marc Cadin - (November 25, 2008)</title>
<description>JHAM Radio Post-Election Analysis with Marc Cadin - (November 25, 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/13615400JHAM_PostElectionAnalysis_MarcCadin_November25_2008.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/13615400JHAM_PostElectionAnalysis_MarcCadin_November25_2008.mp3" length="24239" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/13615400JHAM_PostElectionAnalysis_MarcCadin_November25_2008</guid>
<pubDate>Tue, 25 Nov 2008 12:47:53 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Sophisticated IRA Strategies - (November 19, 2008)</title>
<description>JHAM Radio Sophisticated IRA Strategies - (November 19, 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/13512732JHAM_Keebler_November19_2008.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/13512732JHAM_Keebler_November19_2008.mp3" length="43040" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/13512732JHAM_Keebler_November19_2008</guid>
<pubDate>Wed, 19 Nov 2008 13:53:37 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Business Succession Planning with Pat Annino - (October 28, 2008)</title>
<description>JHAM Radio Business Succession Planning with Pat Annino - (October 28, 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/13003557JHAM_BusinessSuccessionPlanning_Annino_Season2_2008.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/13003557JHAM_BusinessSuccessionPlanning_Annino_Season2_2008.mp3" length="32822" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/13003557JHAM_BusinessSuccessionPlanning_Annino_Season2_2008</guid>
<pubDate>Tue, 28 Oct 2008 14:33:32 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Back to Basics: Traditional Premium Financing - (October 22, 2008)</title>
<description>JHAM Radio Back to Basics: Traditional Premium Financing - (October 22, 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/13003535JHAM_LeimbergSeason2_October_2008.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/13003535JHAM_LeimbergSeason2_October_2008.mp3" length="35497" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/13003535JHAM_LeimbergSeason2_October_2008</guid>
<pubDate>Wed, 22 Oct 2008 09:08:34 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Discount Split Dollar with Charles Ratner and Don Jansen - (October 14, 2008)</title>
<description>JHAM Radio Discount Split Dollar with Charles Ratner and Don Jansen - (October 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/12997785JHAM_DiscountSplitDollar_October14_2008.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/12997785JHAM_DiscountSplitDollar_October14_2008.mp3" length="51306" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/12997785JHAM_DiscountSplitDollar_October14_2008</guid>
<pubDate>Tue, 7 Oct 2008 14:45:36 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Wayne Pangburn on 409A Deadline - (October 7, 2008)</title>
<description>JHAM Radio Wayne Pangburn on 409A Deadline - (October 7, 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/12996341JHAM_WaynePangburn_409ADeadline_October7_2008.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/12996341JHAM_WaynePangburn_409ADeadline_October7_2008.mp3" length="24209" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/12996341JHAM_WaynePangburn_409ADeadline_October7_2008</guid>
<pubDate>Tue, 7 Oct 2008 10:43:16 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Planning for Family Lands: 2008 Farm Bill - (September 30, 2008)</title>
<description>JHAM Radio Planning for Family Lands: 2008 Farm Bill - (September 30, 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/12914890JHAM_FarmFill_Season2.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/12914890JHAM_FarmFill_Season2.mp3" length="37506" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/12914890JHAM_FarmFill_Season2</guid>
<pubDate>Tue, 7 Oct 2008 15:18:26 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio The Upcoming Election with Marc Cadin - (September 23, 2008)</title>
<description>JHAM Radio The Upcoming Election with Marc Cadin - (September 23, 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/12844546JHAM_UpcomingElection_MarcCadin_September23_2008.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/12844546JHAM_UpcomingElection_MarcCadin_September23_2008.mp3" length="23301" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/12844546JHAM_UpcomingElection_MarcCadin_September23_2008</guid>
<pubDate>Tue, 23 Sep 2008 15:53:00 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio International Life Insurance - (September 16, 2008)</title>
<description>JHAM Radio International Life Insurance - (September 16, 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/12762341JHAM_InternationalLifeInsurance_BBurnham_September16_2008.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/12762341JHAM_InternationalLifeInsurance_BBurnham_September16_2008.mp3" length="47557" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/12762341JHAM_InternationalLifeInsurance_BBurnham_September16_2008</guid>
<pubDate>Tue, 16 Sep 2008 14:29:12 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio New STOLI Legislation in California - (September 9, 2008)</title>
<description>JHAM Radio New STOLI Legislation in California - (September 9, 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/12692413JHAM_PaulGallagher_September10_.08.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/12692413JHAM_PaulGallagher_September10_.08.mp3" length="29284" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/12692413JHAM_PaulGallagher_September10_.08</guid>
<pubDate>Wed, 10 Sep 2008 15:03:36 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio The Reciprocal Trust Rule - (August 19, 2008)</title>
<description>JHAM Radio The Reciprocal Trust Rule - (August 19, 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/12427484JHAM_ReciprocalTrust_Blanton_August19_2008.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/12427484JHAM_ReciprocalTrust_Blanton_August19_2008.mp3" length="35024" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/12427484JHAM_ReciprocalTrust_Blanton_August19_2008</guid>
<pubDate>Mon, 18 Aug 2008 16:58:01 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Secondary Market Litigation  - (August 13, 2008)</title>
<description>JHAM Radio Secondary Market Litigation  - (August 13, 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/12351560JHAM_SecondaryMarketLitigation_August13_2008.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/12351560JHAM_SecondaryMarketLitigation_August13_2008.mp3" length="43064" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/12351560JHAM_SecondaryMarketLitigation_August13_2008</guid>
<pubDate>Wed, 13 Aug 2008 09:12:26 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio How to Work in the Charitable Giving Market - (July 22, 2008)</title>
<description>JHAM Radio How to Work in the Charitable Giving Market - (July 22, 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/12071518JHAM_VaughnStephenRandy_July22_2008.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/12071518JHAM_VaughnStephenRandy_July22_2008.mp3" length="43265" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/12071518JHAM_VaughnStephenRandy_July22_2008</guid>
<pubDate>Tue, 22 Jul 2008 15:15:42 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Charitable Planning with Vaughn Henry - (June 24, 2008)</title>
<description>JHAM Radio Charitable Planning with Vaughn Henry -(June 24, 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/11692418JHAM_CharitablePlanning_VaughnHenry_June24_08.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/11692418JHAM_CharitablePlanning_VaughnHenry_June24_08.mp3" length="43324" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/11692418JHAM_CharitablePlanning_VaughnHenry_June24_08</guid>
<pubDate>Tue, 24 Jun 2008 10:23:40 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Trust Owned Life Insurance with Barry Flagg - (June 17, 2008)</title>
<description>JHAM Radio Trust Owned Life Insurance with Barry Flagg - (June 17, 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/11626051JHAM_TOLI_BarryFlagg_June17_08.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/11626051JHAM_TOLI_BarryFlagg_June17_08.mp3" length="30164" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/11626051JHAM_TOLI_BarryFlagg_June17_08</guid>
<pubDate>Tue, 17 Jun 2008 09:56:02 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Life Insurance Valuation - (June 10, 2008)</title>
<description>JHAM Radio Life Insurance Valuation - (June 10, 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/11537989JHAM_Valuation1_McFarland_June10_08.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/11537989JHAM_Valuation1_McFarland_June10_08.mp3" length="37244" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/11537989JHAM_Valuation1_McFarland_June10_08</guid>
<pubDate>Tue, 10 Jun 2008 13:28:11 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio The Dual Loan Planning Approach - (June 3, 2008)</title>
<description>JHAM Radio The Dual Loan Planning Approach - (June 3, 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/1141530711415307JHAM_DualLoan_June3_08.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/1141530711415307JHAM_DualLoan_June3_08.mp3" length="46171" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/1141530711415307JHAM_DualLoan_June3_08</guid>
<pubDate>Mon, 20 Oct 2008 18:20:07 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Randy Zipse Featured on North Shore Financial Forum - (May 20, 2008)</title>
<description>JHAM Radio Randy Zipse Featured on North Shore Financial Forum - (May 20, 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/11219987JHAM_NorthShoreFinancial_May20_08.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/11219987JHAM_NorthShoreFinancial_May20_08.mp3" length="30533" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/11219987JHAM_NorthShoreFinancial_May20_08</guid>
<pubDate>Mon, 20 Oct 2008 18:31:54 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Current Events with Stephan Leimberg Part II - (May 13, 2008)</title>
<description>JHAM Radio Current Events with Stephan Leimberg Part II - (May 13, 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/11125274JHAM_CurrentEvents2_Leimberg_May12_2008.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/11125274JHAM_CurrentEvents2_Leimberg_May12_2008.mp3" length="19567" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/11125274JHAM_CurrentEvents2_Leimberg_May12_2008</guid>
<pubDate>Tue, 13 May 2008 10:31:25 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Current Events with Stephan Leimberg - (April 29, 2008)</title>
<description>JHAM Radio Current Events with Stephan Leimberg - (April 29, 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/10901508JHAM_CurrentEvents_Leimberg_April29_2008.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/10901508JHAM_CurrentEvents_Leimberg_April29_2008.mp3" length="41357" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/10901508JHAM_CurrentEvents_Leimberg_April29_2008</guid>
<pubDate>Tue, 29 Apr 2008 14:27:03 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Senate Hearings on Estate Tax - (April 22, 2008)</title>
<description>JHAM Radio Senate Hearings on Estate Tax - (April 22, 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/10775612JHAM_CadenTax_April22_2008.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/10775612JHAM_CadenTax_April22_2008.mp3" length="39971" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/10775612JHAM_CadenTax_April22_2008</guid>
<pubDate>Tue, 22 Apr 2008 11:14:44 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Lifetime Exemption Trust - (April 15, 2008)</title>
<description>JHAM Radio Lifetime Exemption Trust - (April 15, 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/10642613JHAM_LTET_April15_2008.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/10642613JHAM_LTET_April15_2008.mp3" length="12491" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/10642613JHAM_LTET_April15_2008</guid>
<pubDate>Tue, 15 Apr 2008 11:40:17 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio TOHI - Trust Owned Health Insurance - (April 8, 2008)</title>
<description>JHAM Radio TOHI - Trust Owned Health Insurance - (April 8, 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/10519680JHAM_Toli_April7_2008.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/10519680JHAM_Toli_April7_2008.mp3" length="21738" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/10519680JHAM_Toli_April7_2008</guid>
<pubDate>Tue, 8 Apr 2008 14:22:06 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Insuring A Prenuptial with Patricia Annino</title>
<description>JHAM Radio Insuring A Prenuptial with Patricia Annino</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/10439701JHAM_Pre-Nup_April1_08.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/10439701JHAM_Pre-Nup_April1_08.mp3" length="21617" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/10439701JHAM_Pre-Nup_April1_08</guid>
<pubDate>Tue, 1 Apr 2008 11:04:25 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio The Inerhitor&apos;s Trust - Minimizing Leakage From Family Wealth - (March 25, 2008)</title>
<description>JHAM Radio The Inerhitor&apos;s Trust - Minimizing Leakage From Family Wealth - (March 25, 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/10363905JHAM Radio Intrusts March25 2008.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/10363905JHAM Radio Intrusts March25 2008.mp3" length="50178" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/10363905JHAM Radio Intrusts March25 2008</guid>
<pubDate>Tue, 25 Mar 2008 12:09:16 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Dick Oshins Re-Broadcast of FLPs &amp; LLCs: How To Avoid A &apos;Valuation Mismatch&apos;</title>
<description>JHAM Radio Dick Oshins Re-Broadcast of FLPs &amp; LLCs: How To Avoid A &apos;Valuation Mismatch&apos;</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/10298645JHAM Radio Dick Oshins March 18 Re-broadcast of March 4 FLP-LLC.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/10298645JHAM Radio Dick Oshins March 18 Re-broadcast of March 4 FLP-LLC.mp3" length="54251" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/10298645JHAM Radio Dick Oshins March 18 Re-broadcast of March 4 FLP-LLC</guid>
<pubDate>Tue, 18 Mar 2008 13:56:44 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Re-Broadcast FLPs &amp; LLCs: How To Avoid A &apos;Valuation Mismatch&apos; (March 18, 2008)</title>
<description>JHAM Radio Re-Broadcast FLPs &amp; LLCs: How To Avoid A &apos;Valuation Mismatch&apos; (March 18, 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/10295925JHAM Radio Dick Oshins March 18 Re-broadcast of  March 4 FLP-LLC.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/10295925JHAM Radio Dick Oshins March 18 Re-broadcast of  March 4 FLP-LLC.mp3" length="54251" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/10295925JHAM Radio Dick Oshins March 18 Re-broadcast of  March 4 FLP-LLC</guid>
<pubDate>Tue, 18 Mar 2008 12:27:58 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Clients With Canadian Connections - (March 11, 2008)</title>
<description>JHAM Radio Cross Border Taxation - Clients With Canadian Connections - (March 11, 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/10194037JHAM Radio March10 2008 Canada.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/10194037JHAM Radio March10 2008 Canada.mp3" length="40720" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/10194037JHAM Radio March10 2008 Canada</guid>
<pubDate>Tue, 11 Mar 2008 08:53:04 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio FLPs and LLCs: How To Avoid A Valuation Mismatch - (March 18, 2008)</title>
<description>JHAM Radio FLPs and LLCs: How To Avoid A Valuation Mismatch - (March 18, 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9998833JHAM Radio Dick Oshins March 4 FLP-LLC.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9998833JHAM Radio Dick Oshins March 4 FLP-LLC.mp3" length="54251" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9998833JHAM Radio Dick Oshins March 4 FLP-LLC</guid>
<pubDate>Tue, 18 Mar 2008 15:05:37 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Exit Strategies from Freezes &amp; Squeezes - (February 21, 2008)</title>
<description>JHAM Radio Exit Strategies from &quot;Freezes &amp; Squeezes&quot; - (February 21, 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9878375JHAM Radio Larry Brody and Maryann Pt2.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9878375JHAM Radio Larry Brody and Maryann Pt2.mp3" length="47434" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9878375JHAM Radio Larry Brody and Maryann Pt2</guid>
<pubDate>Tue, 26 Feb 2008 20:27:04 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio The Potential Impact of Super Tuesday on Estate Tax Reform - (February 6, 2008)</title>
<description>JHAM Radio The Potential Impact of Super Tuesday on Estate Tax Reform - (February 6, 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9738598JHAM Radio PRIMARIES FEB 6 2008.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9738598JHAM Radio PRIMARIES FEB 6 2008.mp3" length="10933" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9738598JHAM Radio PRIMARIES FEB 6 2008</guid>
<pubDate>Wed, 6 Feb 2008 16:25:17 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Newly-Released Allegations of Agent-Fraud and The Implications for Investor-Owned Life Insurance Part I- (February 5, 2008)</title>
<description>JHAM Radio Newly-Released Allegations of Agent-Fraud and The Implications for Investor-Owned Life Insurance Part I</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9713151JHAM Radio Larry BREAKING Feb 4 2008.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9713151JHAM Radio Larry BREAKING Feb 4 2008.mp3" length="13588" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9713151JHAM Radio Larry BREAKING Feb 4 2008</guid>
<pubDate>Wed, 6 Feb 2008 11:45:24 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Premium Financing vs. Private Split Dollar with Larry Brody - (January 29, 2008)</title>
<description>JHAM Radio Premium Financing vs. Private Split Dollar with Larry Brody - (January 29, 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9627463JHAM Radio Premium Finance v Private SD .mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9627463JHAM Radio Premium Finance v Private SD .mp3" length="26261" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9627463JHAM Radio Premium Finance v Private SD </guid>
<pubDate>Tue, 29 Jan 2008 11:27:35 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Estate Equalization with Rachna Balakrishna - (January 22, 2008)</title>
<description>JHAM Radio Estate Equalization with Rachna Balakrishna - (January 22, 2008)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9532579JHAM Estate Equalization.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9532579JHAM Estate Equalization.mp3" length="7216" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9532579JHAM Estate Equalization</guid>
<pubDate>Tue, 22 Jan 2008 12:11:48 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Considerations in the Design and Administration of Charitable Trusts Part II - (January 15, 2008)</title>
<description>JHAM Radio</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9468303JHAM vaughnhenryP2.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9468303JHAM vaughnhenryP2.mp3" length="26488" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9468303JHAM vaughnhenryP2</guid>
<pubDate>Tue, 15 Jan 2008 09:08:26 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Considerations in the Design and Administration of Charitable Trusts Part I - (January  8, 2008)</title>
<description>JHAM Radio</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9427678JHAM Radio Vaughn pt1.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9427678JHAM Radio Vaughn pt1.mp3" length="28273" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9427678JHAM Radio Vaughn pt1</guid>
<pubDate>Tue, 8 Jan 2008 10:02:09 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Estate Taxes and Family Farms with Dr. Neil E. Harl and Randy Zipse - (December 11, 2007)</title>
<description>JHAM Radio Estate Taxes and Family Farms with Dr. Neil E. Harl and Randy Zipse - (December 11, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9256216farm.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9256216farm.mp3" length="17615" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9256216farm</guid>
<pubDate>Tue, 11 Dec 2007 09:54:34 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio The Impact of 409A on Split Dollar Plans with Larry Brody, Mary Ann Mancini and Randy Zipse - (December 4, 2007)</title>
<description>JHAM Radio The Impact of 409A on Split Dollar Plans with Larry Brody, Mary Ann Mancini and Randy Zipse - (December 4, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9124113SplitDollar.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9124113SplitDollar.mp3" length="22103" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9124113SplitDollar</guid>
<pubDate>Tue, 4 Dec 2007 11:19:21 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Current Events with Randy Zipse and Stephan Leimberg Part II - (November 27, 2007)</title>
<description>JHAM Radio Current Events with Randy Zipse and Stephan Leimberg Part II - (November 27, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9076349419.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9076349419.mp3" length="18638" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9076349419</guid>
<pubDate>Tue, 27 Nov 2007 09:59:26 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Current Events with Randy Zipse and Stephan Leimberg Part I - (November 20, 2007)</title>
<description>JHAM Radio Current Events with Randy Zipse and Stephan Leimberg Part I - (November 20, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9003551CurrentEventsLK.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9003551CurrentEventsLK.mp3" length="12099" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/9003551CurrentEventsLK</guid>
<pubDate>Tue, 20 Nov 2007 15:58:36 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Administering an Estate with Kristin Bulat, JD, LLM - (November 13, 2007)</title>
<description>JHAM Radio Administering an Estate with Kristin Bulat, JD, LLM - (November 13, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8930915EstateAD.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8930915EstateAD.mp3" length="6141" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8930915EstateAD</guid>
<pubDate>Tue, 13 Nov 2007 13:32:39 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Leveraged Credit Shelter Trust with Lina Storm, CLU, ChFC - November 6, 2007</title>
<description>JHAM Radio Leveraged Credit Shelter Trust with Lina Storm, CLU, ChFC - November 6, 2007</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8852990CreditShelterTrusts.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8852990CreditShelterTrusts.mp3" length="6689" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8852990CreditShelterTrusts</guid>
<pubDate>Tue, 6 Nov 2007 14:25:40 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio IRS Issues Sweeping Guidance for 419 Plans with Randy Zipse and Tim McFarland - (October 30, 2007)</title>
<description>JHAM Radio IRS Issues Sweeping Guidance for 419 Plans with Randy Zipse and Tim McFarland - (October 30, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8753156419EPlansIRSRegulations.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8753156419EPlansIRSRegulations.mp3" length="17858" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8753156419EPlansIRSRegulations</guid>
<pubDate>Tue, 30 Oct 2007 17:47:24 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Charitable Planning - Part 2 - Randy Zipse and Stephan Leimberg - (October 23, 2007)</title>
<description>JHAM Radio Charitable Planning - Part 2 - Randy Zipse and Stephan Leimberg - (October 23, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8630268CharitableGivingpt2.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8630268CharitableGivingpt2.mp3" length="20153" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8630268CharitableGivingpt2</guid>
<pubDate>Tue, 23 Oct 2007 09:41:20 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Charitable Planning with Randy Zipse and Stephan Leimberg - (October 16, 2007)</title>
<description>JHAM Radio Charitable Planning with Randy Zipse and Stephan Leimberg - (October 16, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8565448CharitableGivingpt1.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8565448CharitableGivingpt1.mp3" length="18589" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8565448CharitableGivingpt1</guid>
<pubDate>Tue, 16 Oct 2007 13:44:46 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Planning for Non-Resident Aliens with Rachna Balakrishna - (October 9, 2007)</title>
<description>JHAM Radio Planning for Non-Resident Aliens with Rachna Balakrishna - (October 9, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8514658NONRES2.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8514658NONRES2.mp3" length="6878" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8514658NONRES2</guid>
<pubDate>Tue, 9 Oct 2007 16:51:18 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Financial Underwriting with Sandy Kelly and Randy Zipse - (October 2, 2007)</title>
<description>JHAM Radio Financial Underwriting with Sandy Kelly and Randy Zipse - (October 2, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8465988FinancialUnderwriting.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8465988FinancialUnderwriting.mp3" length="12008" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8465988FinancialUnderwriting</guid>
<pubDate>Tue, 2 Oct 2007 10:52:00 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Life Insurance in Charitable Lead Trusts with Randy Zipse - (September 25, 2007)</title>
<description>JHAM Radio Life Insurance in Charitable Lead Trusts with Randy Zipse - (September 25, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8418131CharitableLeadTrusts.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8418131CharitableLeadTrusts.mp3" length="8552" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8418131CharitableLeadTrusts</guid>
<pubDate>Tue, 25 Sep 2007 09:49:42 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Proposed Estate Tax Reform and Legislative Update with AALU&apos;s Marc Cadin and Randy Zipse - (September 18, 2007)</title>
<description>JHAM Radio Proposed Estate Tax Reform and Legislative Update with AALU&apos;s Marc Cadin and Randy Zipse - (September 18, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8313777409AandtheFarmBill.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8313777409AandtheFarmBill.mp3" length="14123" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8313777409AandtheFarmBill</guid>
<pubDate>Tue, 18 Sep 2007 09:33:17 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Seeding a Grantor Trust (a.k.a. Intentionally Defective Trust) with Richard Oshins and Randy Zipse - (September 11, 2007)</title>
<description>JHAM Radio Seeding a Grantor Trust (a.k.a. Intentionally Defective Trust) with Richard Oshins and Randy Zipse - (September 11, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8237199SeedingandDefectiveTrusts.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8237199SeedingandDefectiveTrusts.mp3" length="15045" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8237199SeedingandDefectiveTrusts</guid>
<pubDate>Tue, 11 Sep 2007 10:03:03 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio The Uniform Prudent Investors Act (UPIA) with Barry D. Flagg and Randy Zipse - (September 4, 2007)</title>
<description>JHAM Radio The Uniform Prudent Investors Act UPIA) with Barry D. Flagg and Randy Zipse - (September 4, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8180781UniformPrudentInvestorAct.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8180781UniformPrudentInvestorAct.mp3" length="22347" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8180781UniformPrudentInvestorAct</guid>
<pubDate>Tue, 11 Sep 2007 09:45:51 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio The Uniform Prudent Investors Act (UPIA) with Barry D. Flagg, CFP, CLU, ChFC and Randy Zipse, JD CPA - September 4, 2007</title>
<description>JHAM Radio The Uniform Prudent Investors Act (UPIA) with Barry D. Flagg, CFP, CLU, ChFC and Randy Zipse, JD CPA - September 4, 2007</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8180752UniformPrudentInvestorAct.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8180752UniformPrudentInvestorAct.mp3" length="22347" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8180752UniformPrudentInvestorAct</guid>
<pubDate>Tue, 4 Sep 2007 16:36:39 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Planning for Non-Citizens Spouses with Rachna Balakrishna - August 21, 2007</title>
<description>JHAM Radio Planning for Non-Citizens Spouses with Rachna Balakrishna - August 21, 2007</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8089508NonRes.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8089508NonRes.mp3" length="4940" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8089508NonRes</guid>
<pubDate>Tue, 21 Aug 2007 10:51:25 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Planning for Emerging Affluent Women with Patricia Annino - August 14, 2007</title>
<description>JHAM Radio Planning for Emerging Affluent Women with Patricia Annino - August 14, 2007</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8044531EmergingAffluentWomen.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8044531EmergingAffluentWomen.mp3" length="9551" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/8044531EmergingAffluentWomen</guid>
<pubDate>Tue, 14 Aug 2007 15:34:16 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Successful Sales Story  with John Harrison and Rob Rejewski - August 7, 2007</title>
<description>JHAM Radio Successful Sales Story  with John Harrison and Rob Rejewski - August 7, 2007</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7986922Rob and John Case Study.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7986922Rob and John Case Study.mp3" length="6933" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7986922Rob and John Case Study</guid>
<pubDate>Tue, 7 Aug 2007 14:09:52 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio GRATs and Trusts with Randy Zipse and John Snider (July 31, 2007)</title>
<description>JHAM Radio GRATs and Trusts with Randy Zipse and John Snider (July 31, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7893052JCSniderGrantsandTrusts.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7893052JCSniderGrantsandTrusts.mp3" length="7107" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7893052JCSniderGrantsandTrusts</guid>
<pubDate>Tue, 31 Jul 2007 11:09:44 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Life Insurance Policies with Loans with Randy Zipse and Tim McFarland - July 24, 2007</title>
<description>JHAM Radio Life Insurance Policies with Loans with Randy Zipse and Tim McFarland - July 24, 2007</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7840286LifeInsuranceLoans.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7840286LifeInsuranceLoans.mp3" length="13379" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7840286LifeInsuranceLoans</guid>
<pubDate>Tue, 24 Jul 2007 14:15:06 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Dynasty Trusts with Randy Zipse (July 17, 2007)</title>
<description>JHAM Radio Dynasty Trusts with Randy Zipse (July 17, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7778599DynastyTrust.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7778599DynastyTrust.mp3" length="10181" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7778599DynastyTrust</guid>
<pubDate>Tue, 17 Jul 2007 15:54:19 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Finding the Money with Qualified Plan Maximization - July 10, 2007</title>
<description>JHAM Finding the Money with Qualified Plan Maximization - July 10, 2007</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7687176QPM.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7687176QPM.mp3" length="3450" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7687176QPM</guid>
<pubDate>Tue, 10 Jul 2007 13:30:08 -0400</pubDate> 
</item>

<item>
<title>JHAM Gifting Analysis with Randy Zipse - (June 26, 2007)</title>
<description>JHAM Gifting Analysis with Randy Zipse - (June 26, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7610515GiftingAnalysis 2.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7610515GiftingAnalysis 2.mp3" length="7841" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7610515GiftingAnalysis 2</guid>
<pubDate>Tue, 26 Jun 2007 13:52:46 -0400</pubDate> 
</item>

<item>
<title>JHAM Using Life Insurance in Planning for Stock Options Wealth with Lina Storm (June 19, 2007)</title>
<description>JHAM Using Life Insurance in Planning for Stock Options Wealth with Lina Storm (June 19, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7555202InsuringStockOptionsFinal.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7555202InsuringStockOptionsFinal.mp3" length="5413" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7555202InsuringStockOptionsFinal</guid>
<pubDate>Tue, 19 Jun 2007 15:11:32 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Spousal Access Trusts with Randy Zipse (June 12, 2007)</title>
<description>JHAM Radio Spousal Access Trusts with Randy Zipse (June 12, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7520695SpousalSupport.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7520695SpousalSupport.mp3" length="14396" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7520695SpousalSupport</guid>
<pubDate>Tue, 12 Jun 2007 11:26:19 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio June 5th- Transfer for Value Part Deux with Randy Zipse and Stephan Leimberg</title>
<description>JHAM Radio June 5th- Transfer for Value Part Deux with Randy Zipse and Stephan Leimberg</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7448619insurable3.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7448619insurable3.mp3" length="26065" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7448619insurable3</guid>
<pubDate>Tue, 5 Jun 2007 08:53:00 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Annuity Maximization - (May 29, 2007)</title>
<description>JHAM Radio Annuity Maximization - (May 29, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7404943AnMax.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7404943AnMax.mp3" length="6439" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7404943AnMax</guid>
<pubDate>Tue, 29 May 2007 10:30:40 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Stephan R. Leimberg on Transfer for Value - (May 22, 2007)</title>
<description>JHAM Radio Stephan R. Leimberg on Transfer for Value - (May 22, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7350271Leimberg on TFV.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7350271Leimberg on TFV.mp3" length="19165" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7350271Leimberg on TFV</guid>
<pubDate>Tue, 22 May 2007 11:27:45 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Life Insurance in Qualified Plans - (May 15, 2007)</title>
<description>JHAM Radio Life Insurance in Qualified Plans - (May 15, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7277612Life Insurance in A Qplan.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7277612Life Insurance in A Qplan.mp3" length="7104" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7277612Life Insurance in A Qplan</guid>
<pubDate>Tue, 15 May 2007 10:42:26 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Pivate Financing Arrangements - (May 8, 2007)</title>
<description>JHAM Radio Pivate Financing Arrangements - (May 8, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7200489Private Financing.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7200489Private Financing.mp3" length="6831" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7200489Private Financing</guid>
<pubDate>Tue, 8 May 2007 12:48:37 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Choosing a Non-Qualified Benefit Plan - (May 1, 2007)</title>
<description>JHAM Radio Choosing a Non-Qualified Benefit Plan -May 1, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7156629nqdc.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7156629nqdc.mp3" length="15836" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7156629nqdc</guid>
<pubDate>Tue, 1 May 2007 10:24:09 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Using Variable Life Insurance in Estate Planning with Larry Rybka and Randy Zipse (April 24, 2007) (35 Min.)</title>
<description>JHAM Radio Using Variable Life Insurance in Estate Planning with Larry Rybka and Randy Zipse (April 24, 2007) (35 Min.)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7078427Larry R Variable MLINY0424077840.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7078427Larry R Variable MLINY0424077840.mp3" length="14408" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7078427Larry R Variable MLINY0424077840</guid>
<pubDate>Tue, 24 Apr 2007 10:51:28 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Final 409A Regulations with Michael Goldstein and Randy Zipse - April 17, 2007</title>
<description>JHAM Radio Final 409A Regulations with Michael Goldstein and Randy Zipse - April 17, 2007</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7024573goldstein.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7024573goldstein.mp3" length="12934" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/7024573goldstein</guid>
<pubDate>Tue, 17 Apr 2007 10:13:48 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Insurable Interest Part 3 (April 10, 2007)  (Time: 55 mins)</title>
<description>JHAM Radio Insurable Interest Part 3 (April 10, 2007) (Time: 55 mins)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6936623Insurable Interest pt3.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6936623Insurable Interest pt3.mp3" length="26065" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6936623Insurable Interest pt3</guid>
<pubDate>Tue, 10 Apr 2007 10:25:05 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Estate Planning for &quot;Blended&quot; Families with Patricia Annino - April 3, 2007</title>
<description>JHAM Radio Estate Planning for &quot;Blended&quot; Families with Patricia Annino - April 3, 2007</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6847036Annino Blended Families.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6847036Annino Blended Families.mp3" length="8718" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6847036Annino Blended Families</guid>
<pubDate>Tue, 3 Apr 2007 10:39:41 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Special Broadcast Proposed Estate Tax Reform Legislation with AALU&apos;s Marc Cadin and Jana Barresi - (March 29, 2007)</title>
<description>JHAM Radio Special Broadcast Proposed Estate Tax Reform Legislation with AALU&apos;s Marc Cadin and Jana Barresi - (March 29, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6801177Cadin Estate Tax Reform.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6801177Cadin Estate Tax Reform.mp3" length="17991" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6801177Cadin Estate Tax Reform</guid>
<pubDate>Thu, 29 Mar 2007 16:09:13 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio CMS II - March 27, 2007</title>
<description>JHAM Radio CMS II - March 27, 2007</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6764239julian.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6764239julian.mp3" length="15118" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6764239julian</guid>
<pubDate>Tue, 27 Mar 2007 10:39:04 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Life Insurance in Land Conservation (March 20, 2007)</title>
<description>JHAM Radio Life Insurance in Land Conservation (March 20, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6678422Land.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6678422Land.mp3" length="9118" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6678422Land</guid>
<pubDate>Tue, 20 Mar 2007 11:21:44 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Life Insurance Policy Valuation - (March 13, 2007)</title>
<description>JHAM Radio Life Insurance Policy Valuation - (March 13, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6569436Valuation.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6569436Valuation.mp3" length="8877" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6569436Valuation</guid>
<pubDate>Tue, 13 Mar 2007 10:40:08 -0400</pubDate> 
</item>

<item>
<title>JHAM Radio Insurable Interest Part II (March 6, 2007)</title>
<description>JHAM Radio Insurable Interest Part II (March 6, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6490717Insurable Interest pt2.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6490717Insurable Interest pt2.mp3" length="19478" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6490717Insurable Interest pt2</guid>
<pubDate>Tue, 6 Mar 2007 11:08:00 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio - Growing Market for Women and Estate Planning (February 27, 2007)</title>
<description>JHAM Radio - Growing Market for Women and Estate Planning (February 27, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6367216PatriciaAnnino.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6367216PatriciaAnnino.mp3" length="8621" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6367216PatriciaAnnino</guid>
<pubDate>Mon, 26 Feb 2007 16:50:18 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Insurable Interest (February 20, 2007)</title>
<description>JHAM Radio Insurable Interest (February 20, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6251935InsIntFIXED.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6251935InsIntFIXED.mp3" length="16720" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6251935InsIntFIXED</guid>
<pubDate>Tue, 20 Feb 2007 15:13:20 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Income Maximization (February 13, 2007)</title>
<description>JHAM Radio Income Maximization (February 13, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6073573IncomeMAX.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6073573IncomeMAX.mp3" length="4449" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6073573IncomeMAX</guid>
<pubDate>Tue, 13 Feb 2007 10:31:35 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Life Insurance in Retirement Planning - (February 6, 2007)</title>
<description>JHAM Radio Life Insurance in Retirement Planning -February 6, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6033904LIRP.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6033904LIRP.mp3" length="7429" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/6033904LIRP</guid>
<pubDate>Tue, 6 Feb 2007 10:34:53 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Deferred Compensation Legislation with AALU&apos;s Marc Cardin - (January 24, 2007)</title>
<description>JHAM Radio Deferred Compensation Legislation with AALU&apos;s Marc Cardin - (January 24, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5948498Jan2407AALUNQDC.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5948498Jan2407AALUNQDC.mp3" length="10445" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5948498Jan2407AALUNQDC</guid>
<pubDate>Thu, 15 Feb 2007 11:12:39 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Sales Opportunities in the New Year Part II (January 23, 2007)</title>
<description>JHAM Radio Sales Opportunities in the New Year Part II (January 23, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5936441Sales Ideas in the New Year Part2.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5936441Sales Ideas in the New Year Part2.mp3" length="6978" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5936441Sales Ideas in the New Year Part2</guid>
<pubDate>Tue, 23 Jan 2007 10:22:40 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Sales Opportunities in the New Year Part I (January 23, 2007)</title>
<description>JHAM Radio Sales Opportunities in the New Year Part I (January 23, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5936436Sales Ideas in the New Year Part1.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5936436Sales Ideas in the New Year Part1.mp3" length="13997" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5936436Sales Ideas in the New Year Part1</guid>
<pubDate>Tue, 23 Jan 2007 10:19:37 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Invest in Your Life (January 16, 2007)</title>
<description>JHAM Radio Invest in Your Life (January 16, 2007)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5895943Invest.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5895943Invest.mp3" length="2977" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5895943Invest</guid>
<pubDate>Thu, 18 Jan 2007 15:31:49 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Lifetime Gifting Plans - January 3, 2007</title>
<description>JHAM Radio Lifetime Gifting Plans - January 3, 2007</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5819765Gifting.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5819765Gifting.mp3" length="10389" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5819765Gifting</guid>
<pubDate>Tue, 9 Jan 2007 10:28:59 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio The 2007 Fingertip Tax Guide - Highlighting Tax Changes - January 9, 2007</title>
<description>JHAM Radio The 2007 Fingertip Tax Guide - Highlighting Tax Changes - January 9, 2007</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5815918Fingertip Tax guide.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5815918Fingertip Tax guide.mp3" length="10667" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5815918Fingertip Tax guide</guid>
<pubDate>Thu, 18 Jan 2007 15:30:40 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Finding the Money with Qualified Plan Maximization - (December 19, 2006)</title>
<description>JHAM Radio Finding the Money with Qualified Plan Maximization - (December 19, 2006)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5785377QPM.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5785377QPM.mp3" length="3450" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5785377QPM</guid>
<pubDate>Fri, 2 Mar 2007 11:42:01 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio COLI Best Practices and 409A (December 12, 2006)</title>
<description>JHAM Radio COLI Best Practices and 409A (December 12, 2006)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5757415Sect409andCOLI.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5757415Sect409andCOLI.mp3" length="4752" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5757415Sect409andCOLI</guid>
<pubDate>Fri, 2 Mar 2007 11:42:43 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Charitable Planning Part II - (December 4, 2006)</title>
<description>JHAM Radio Charitable Planning Part 2 - (December 4, 2006)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5642939CHOLIpt2.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5642939CHOLIpt2.mp3" length="5368" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5642939CHOLIpt2</guid>
<pubDate>Fri, 2 Mar 2007 11:53:35 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Charitable Planning - Part I (December 4, 2006)</title>
<description>JHAM Radio Charitable Planning - Part I (December 4, 2006)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5642931CHOLIpt1.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5642931CHOLIpt1.mp3" length="5728" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5642931CHOLIpt1</guid>
<pubDate>Fri, 2 Mar 2007 11:40:08 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Potential Impact of Election Results On Insurance Industry with AALU&apos;s Marc Cadin (November 9, 2006)</title>
<description>JHAM Radio Potential Impact of Election Results On Insurance Industry with AALU&apos;s Marc Cadin (November 9, 2006)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5554440110906.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5554440110906.mp3" length="6241" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5554440110906</guid>
<pubDate>Fri, 2 Mar 2007 11:43:30 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Closing the Sale with Don Hawkes and Joe Scianna  (November 7, 2006) </title>
<description>JHAM Radio Closing the Sale with Don Hawkes and Joe Scianna  (November 7, 2006) </description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5554433November7th2006.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5554433November7th2006.mp3" length="3959" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5554433November7th2006</guid>
<pubDate>Fri, 2 Mar 2007 11:44:06 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Executive Bonus Plans and Restricted Endorsement Bonus Arrangements - (November 28, 2006)</title>
<description>JHAM Radio Executive Bonus Plans and Restricted Endorsement Bonus Arrangements - (November 28, 2006)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5542826EcecBonusPlan1.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5542826EcecBonusPlan1.mp3" length="6964" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5542826EcecBonusPlan1</guid>
<pubDate>Fri, 2 Mar 2007 11:45:11 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio NY Lawsuit - (October 31, 2006)</title>
<description>JHAM October 31 2006</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5351943JHAM103106.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5351943JHAM103106.mp3" length="3959" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5351943JHAM103106</guid>
<pubDate>Mon, 5 Mar 2007 13:07:14 -0500</pubDate> 
</item>

<item>
<title>JHAM Radio Year End Planning Strategies (October 24, 2006)</title>
<description>JHAM Radio Year End Planning Strategies (October 23, 2006)</description>
<link>http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5311511Oct232006.mp3</link>
<enclosure url="http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5311511Oct232006.mp3" length="3189" type="audio/mpeg" />
<guid isPermaLink="false">http://jh1.jhlifeinsurance.com/vgn/images/portal/cit_2074342/5311511Oct232006</guid>
<pubDate>Fri, 2 Mar 2007 11:50:25 -0500</pubDate> 
</item>

</channel>
</rss>
